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Here are a couple things to keep in mind when the thought of owning a home and applying for a loan come to mind. Let try and keep this as simple as possible.
How much do I really need? Do you know what size house you want? Do you know what that size house goes for in your area? Make sure you do your research first.
Can I actually afford this? If you say you are going to stop eating out, get rid of cable, or not have fun to afford this house – you can’t afford the house. You want to be able to comfortably afford the place.
Do I have a stable career? Are you a person who changes jobs all the time? Do you have a long-term history with your current place of employment? Having a job is important, but having 10 jobs in the last year may go against you.
These are just a few of the many we can discuss at a consultation meeting to help you know if you are on the right track for loan approval!
How much do I really need? Do you know what size house you want? Do you know what that size house goes for in your area? Make sure you do your research first.
Can I actually afford this? If you say you are going to stop eating out, get rid of cable, or not have fun to afford this house – you can’t afford the house. You want to be able to comfortably afford the place.
Do I have a stable career? Are you a person who changes jobs all the time? Do you have a long-term history with your current place of employment? Having a job is important, but having 10 jobs in the last year may go against you.
These are just a few of the many we can discuss at a consultation meeting to help you know if you are on the right track for loan approval!
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